Welcome to the Homebuyer’s Club! Homeownership is one of the best ways to build wealth.

Buying real estate can be one of the most significant decisions you will make in your lifetime, and The Power Is Now wants to make sure that you do it right.

The Homebuyer’s Club provides buyers with professional, unbiased advice towards your plans for homeownership. When you join, you will receive expert guidelines, assistance, and a personalized road map to homeownership regardless of your circumstances.

If you are ready to buy, The Power Is Now is ready to help you. The Power Is Now Homebuyer’s Club thanks you in advance for becoming a member of a club that knows real estate!

Every Tuesday at 7:00PM we are Live on Facebook presenting Low to No down payment mortgage programs.

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  • Participate as we go live on FaceBook, Zoom, and BlogTalkRadio every Tuesday at 7PM
  • Comment your questions about homeownership and hear them answered live
  • Learn about loan programs, down payment assistance, and realistic advice for real estate transactions
  • Listen to current weekly online radio shows on The Power Is Now Radio and BlogTalk Radio
  • Receive our monthly issues of The Power Is Now magazine and our Radio Magazine
  • Watch and learn about the real estate industry on The Power Is Now TV
  • Read our weekly blogs about the Real Estate Industry and more written by our CEO, Eric Lawrence Frazier, MBA on The Power Is Now Blog
  • Receive a free one-time counseling meeting for a budget and savings plan
  • Receive a free one-time counseling meeting for debt elimination and credit restoration

What you get as a Power Homebuyer:

In addition to all Free Membership benefits, for $97 per month you will receive:

  • A monthly review and analysis and assistance with your expenses, taxes, insurance, and investments
  • Monthly review and assistance to improve your credit score and manage your credit related spending
  • Monthly review of your debt elimination and savings plan
  • Monthly 30 to 45 minute accountability meetings to review the results of your budgeting, goal achievements, and to set new goals for the month


$297 set up fee


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Conventional Refinance
Conventional Rehabilitation Loan
VA Purchase Zero Down FICO 550
VA Refinance/Streamline
Jumbo Prime Loan 740 FICO and up 65 to 75% LTV to 3 million
Jumbo Non Prime 740 FICO and up 90% to 2.5 million 95% to 1.5 million
Non-Prime program for derogatory credit 75-80% LTV
FHA Grant Program - Zero Down Payment minimum score 620
FHA 3.5% Low Credit Score minimum 580
Private Equity Loan: No Credit, No Income Asset Based Loan


* The Power Is Now Mortgage Services does not offer or provide credit repair services, nor do we work with or endorse any credit repair agencies or credit restoration companies.  Click here to read the Federal Trade Commission warning about credit repair companies.  Click here to read the Consumer Financial Protection Bureau warning about credit repair companies. Click here to receive information on how to order your free credit report.

The Power Is Now Mortgage Services is a Mortgage Brokerage licensed by the State of California Bureau of Real Estate (license #1980407) and the National Mortgage License System and Registry (license #1435243), and is a division of The Power Is Now Inc. (license #01980407). The Power Is Now Inc. is not affiliated with any state or federal agency. The Power Is Now Real Estate Services is also licensed by the State of California Bureau of Real Estate (license  #01980407), and is a division of The Power Is Now Inc. The Power Is Now Inc., is an equal housing lender. Eric Lawrence Frazier MBA, is a California licensed Loan Originator (NMLS license #461807), and a licensed Real Estate Broker (CA Bureau of Real Estate license #01143484). Restrictions may apply to all loan programs. The Information and/or data is subject to change without notice. All loans are subject to credit approval. The information presented is not a commitment to lend or extend credit. Not all loans or products are available in all states. The Power Is Now Mortgage Services and Real Estate Services are A Division of The Power Is Now Inc., and are only licensed to conduct business in the State of California.