Is Race a Factor in Credit? Part I

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Depending on who you ask, your economic mobility can depend on either your income or on your credit score. This simply means that people who appear to be spending money may either actually have money to spend or may be using credit to make purchases. Either way, maintaining a good credit score is crucial to […]

The New Black Migration: Part IV

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The greatest impact on African Americans is and will continue to be in the metropolitan areas. All cities are not seeing the same trend of employment growth or decline outside of the city. Employment outside of the city is actually growing in Dallas and Houston. In cities like Jacksonville and St. Louis, employment opportunity has […]

The New Black Migration: Part III

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The state of the African American family structure has been talked about much in recent years. A trend of single-mother homes has been an issue for quite some time. The risk here is that the household will suffer in financial stability because there is only one income. With regards to African American women, sixty-eight percent, […]