What Is a Student Credit Card?

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As a brand new college freshman when you first set foot on campus you will be bombarded with credit card offers. You will find booths outside the student union ready to sign you up, offers for low or no interest cards in your school mailbox, and flyers advertising credit card perks tucked into your school […]

The Guide to Building Credit

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Everyone starts out in the same place when it comes to credit. Until someone opens his/her first account, he/she has no credit history. Unfortunately, no one seems to want to be the business that offers the first credit account, so it is often difficult for people to gain access to the benefits of having a […]

Is Race a Factor in Credit? Part I

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Depending on who you ask, your economic mobility can depend on either your income or on your credit score. This simply means that people who appear to be spending money may either actually have money to spend or may be using credit to make purchases. Either way, maintaining a good credit score is crucial to […]