What Is a Student Credit Card?

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As a brand new college freshman when you first set foot on campus you will be bombarded with credit card offers. You will find booths outside the student union ready to sign you up, offers for low or no interest cards in your school mailbox, and flyers advertising credit card perks tucked into your school […]

Avoiding Credit Card Debt

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Credit cards have many advantages. They help establish credit so buying a car or home can be possible, they are useful in the case of an emergency, and they often have perks such as cash back or travel rewards. However, staying out of credit card debt can be tricky. It can be easy to lose […]

Is Race a Factor in Credit? Part I

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Depending on who you ask, your economic mobility can depend on either your income or on your credit score. This simply means that people who appear to be spending money may either actually have money to spend or may be using credit to make purchases. Either way, maintaining a good credit score is crucial to […]

Clearinghouse CDFI Spurs Economic Activity

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There has been an uptick in economic activity over the past six years since the Great Recession. However, unlike the recoveries of yesteryear, gains have not been universally dispersed. The gap between the “haves” and the “have-nots” continues to grow, with low-income communities increasingly cut off from economic opportunity. Even in some of the nation’s […]