The VA Home Loan

The VA Home Loan

Owning a home is an indelible part of the American Dream—a long-term goal attained through hard work and tenacity. Unfortunately, the steps to owning a home whether it is a condo in the city or a ranch style home in the suburbs can make it difficult for prospective homeowners to achieve this goal.  For some […]

Why A Mortgage Is Worth The Hassle

Why a Mortgage Is Worth the Hassle

Getting a mortgage is not an easy process. It is often a challenge to maintain the mortgage until your home is paid off. However, the fact remains that buying a home is still the American Dream, and for good reason. Carrying a mortgage is well worth the hassle that comes with it. The Frustrations of […]

Dealing With an Expensive Mortgage

dealing with an expensive mortgage 1100×300

Getting to the end of each month and feeling cash strapped is extremely stressful. There are lots of steps you can take to balance the family budget, but what if your mortgage is the main culprit? Taking action before you cannot make your payment is absolutely critical. If you are spending more than forty percent […]

The Perks Of Hiring A Mortgage Broker

the perrks of hiring 1100×300

Purchasing a home is the largest expense you will have in your lifetime, and the odds are very high you will have to apply for a mortgage to finance the purchase. While there are many mortgage providers on the market, not all banks, loan officers and the products or programs they provide are equal. You have […]

Picking the Right Home

picking the right home 1100×300

Looking for a new home can and will be quite a confusing and even stressful experience at first. Whether you have just settled down with the person of your dreams and decided to buy a new house, or you just got that promotion and can finally afford to purchase your first home. It is going […]

How Do I Qualify for a Home Loan?

unnamed (1)

Qualifying for a home loan is not as easy as just walking into a bank. One of the strings attached to the low interest rates are the incredibly stringent lending requirements. The Consumer Financial Protection Bureau released a new set of Qualified Mortgage Standards that came into effect in January 2014, largely as a result […]

Mortgages: Which Is the Best Plan for Me?

Mortgages 1100×300

Raising a family and managing all the financial decisions related to food, shelter, clothing, healthcare, tuition fees, and additional living expenses in the already inflated counties and cities in high-tax California is not a pretty sight for most households.  Let’s face it; you have to pay to play in California.  In fact, there is common […]

Did You Miss These Mortgage Rate Stories?

did you miss 1100×300

Mortgage rates recently caught a beautiful break. Although they were lowered down, they still, however, remained close to the highest rates of 2015. This is mainly because lenders are careful when revising their rating sheets. Mortgage rates lost some ground in the past weeks. However, in the past couple of days, mortgage rates gained this […]