September 2025 marks a major milestone: 16 years of broadcasting at The Power Is Now Media.
Sixteen years of bringing you the stories, the voices, and the truths that shape our housing market, our communities, and our futures. Whether you’re a first-time homebuyer or a seasoned professional, a policymaker or a family just trying to stay housed—our mission has always been the same:
Educate. Empower. Elevate.
And now, I’m launching a new 10-part series on Fair Housing in America, and I want to speak to you not just as a broadcaster—but as a Black man, a father, a business owner, and a lifelong advocate for housing equity.
Because I’ve asked myself this question more than once:
Where would I be if the Fair Housing Act didn’t exist?
Where would I be if the Fair Housing Act didn’t exist?
The honest truth? I don’t know.
Now, don’t get me wrong—I believe in my ability, my drive, and my faith. I’ve overcome a lot. But I know that even with all of that, the odds were stacked. And without the protection of the law—the doors I walked through may never have been open.
More importantly, I think of the countless people who never got the chance.
Those who had the ability but not the access.
Those who were denied not because they couldn’t—but because they weren’t wanted.
✊🏽 Fair Housing Is a Fight We’re Still In
Let’s be clear: the Fair Housing Act of 1968 wasn’t a gift. It was won through blood, protest, advocacy, and tragedy—passed one week after the assassination of Dr. Martin Luther King Jr.
It came after decades of legalized redlining, segregation, restrictive covenants, and racial steering that locked millions of Black, Latino, Asian, and Indigenous Americans out of wealth-building opportunities.
And while the law made it illegal to discriminate based on race, color, national origin, religion, sex, disability, and family status—we’re still living with the legacy of that discrimination in 2025.
Fair housing wasn’t just about who got to live where.
It was about who got to dream, who got to invest, and who got to belong.
⚖️ Look Around: The Fight Isn’t Over
As we begin this series, I want you to understand that this isn’t just about history.
This is about right now:
- ✅ In January 2025, two mortgage lenders—The Mortgage Firm and Draper & Kramer—were hit with multimillion-dollar settlements for redlining Black and Latino communities.
- ✅ In March 2025, key updates to the Community Reinvestment Act (CRA) were rolled back, reducing accountability for how banks serve low-income and minority neighborhoods.
- ✅ HUD began terminating fair housing enforcement grants, leaving frontline organizations without the resources to investigate discrimination.
- ✅ And just this spring, a federal court advanced a lawsuit to trial against Deutsche Bank, Ocwen, and Altisource, accused of failing to maintain foreclosed homes in Black and Brown neighborhoods.
Let me put it plainly: We are watching the dismantling of fair housing enforcement in real time.
And if you’re not paying attention, you’re missing one of the most important civil rights issues of our generation.
🏘️ It’s Not Just Them. It’s You. It’s Me.
This isn’t about pointing fingers. This is about responsibility.
If you’re in real estate…
If you’re in lending…
If you’re in housing development, policy, appraisal, insurance, or finance…
You are in this.
If you’re in lending…
If you’re in housing development, policy, appraisal, insurance, or finance…
You are in this.
Fair housing isn’t a side issue—it is the issue.
It’s not just about compliance. It’s about conscience.
It’s not just about avoiding lawsuits. It’s about building communities.
We are the gatekeepers to the American Dream. And we must do better.
👥 What This Series Will Do
Over the next 10 parts, I’ll walk you through the full arc of the Fair Housing movement—from its origins to the most pressing issues of today.
We’ll cover:
- The history and legal framework of the Fair Housing Act
- The rise, fall, and resurrection of enforcement
- Redlining and lending discrimination in the modern era
- Algorithmic bias and the dangers of AI in housing decisions
- Zoning laws and local exclusion
- New lawsuits, federal updates, and the future of fair housing in America
Each chapter will include clear examples, updated statistics, expert insights, and action steps you can take in your community or business right now.
🙏🏾 Why It Matters to Me
I think often about how far we’ve come.
But I also think about what might have been… if the laws weren’t there.
But I also think about what might have been… if the laws weren’t there.
Would I have bought a home?
Would I have become a real estate professional?
Would I be standing here today—with a national media platform and a mission that reaches thousands every week?
Would I have become a real estate professional?
Would I be standing here today—with a national media platform and a mission that reaches thousands every week?
Maybe.
But maybe not.
But maybe not.
Because for so long, the rules were never meant for people like me.
And if we’re honest, there are still people today being excluded—not just by policy, but by practice. And that’s why I do what I do. That’s why this series matters.
📣 This Is Your Invitation
If you’re reading this, I ask one thing:
Don’t just read. Respond.
- Share this series with your network.
- Forward it to someone in housing or lending.
- Use it in your next team meeting or class.
- Talk to your city council. Your lender. Your Realtor. Your neighbors.
- Ask: “Are we doing enough?”
Because fair housing is not just a government responsibility—it’s a personal one.
🔗 Stay Connected & Take Action:
📥 Subscribe to this newsletter on LinkedIn, or follow the blog at
➡️ www.ericfrazier.com or www.thepowerisnow.com
📺 Watch our interviews and updates on YouTube:
➡️ youtube.com/thepowerisnow
➡️ youtube.com/thepowerisnow
📞 Need personalized advice or consultation? Whether you’re buying, selling, or building your business, I’m here to help.
➡️ Schedule your free discovery call today.
Your trusted advisor in business and wealth.
— Eric Lawrence Frazier, MBA
➡️ Schedule your free discovery call today.
Your trusted advisor in business and wealth.
— Eric Lawrence Frazier, MBA
Ready for Part 2? I’ll take you back to the beginning—before 1968—when the real estate industry helped build segregation and how that legacy still impacts us today.
📍 Coming Soon: Part 2 – The Origins of the Fair Housing Act
